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Privacy Policy

Notice Of Your Financial Privacy Rights

We, our, and us mean Consumers Federal Credit Union. This is our privacy notice for all our members. When we use the word "you" and "your" we mean the following types of members: All of our consumer members who have a continuing relationship with us, such as:

• Savings account
• Loan account
• Checking account

We will tell you the sources for nonpublic personal information we collect on our members. We will tell you what measures we take to secure that information. We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control. A non affiliated third party is a company that is not an affiliate of ours.

The Information That We Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us
• Information about your transactions with our affiliates
• Information about your transactions with non affiliated third parties
• Information from a consumer reporting agency

The Confidentiality, Security And Integrity Of Your Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Nonpublic Personal Information And Affiliates

We may disclose nonpublic personal information about you. Here are the kinds of nonpublic personal information we may disclose to our affiliates:

• Transaction and experience information from our account records:

  • Information about your transactions and experience with us, such as Name, Address, Account balances, Types of accounts

  Federal law allows us to disclose the information listed above with our affiliates. You do not have a right to opt out of the disclosure of this information.

• Types of Affiliates

  We may disclose nonpublic personal information about you to the following types of affiliates:

  • Financial service providers, such as Companies offering insurance products

• Reasons for Disclosure

  Here is why we may disclose nonpublic personal information about you to our affiliates:

  • To provide our members with information about additional products and services

Nonpublic Personal Information And Non Affiliated Third Parties

We will not disclose nonpublic personal information about you to anyone except as disclosed in this policy or as permitted by law.

Nonpublic Personal Information And Former Members

We do not disclose nonpublic personal information about former members, except as permitted by law.