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Your savings federally insured to at least $250,000 and
			backed by the full faith and credit of the United States Government

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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Great Rates


Account Type Required On Deposit Dividend Rate Paid APY
Savings Share Accounts Over $25,000.00 .55% .55%
IRA Savings Account N/A .65% .65%


Certificate Type (Term) Minimum Deposit APR APY
1 Year (12 Months) $500.00 0.85% 0.85%
2 Year (24 Month) $500.00 1.35% 1.36%
3 Year (36 Month) $500.00 1.55% 1.56%
5 Year (60 Month) $500.00 2.35% 2.37%
Our great rates just got better! We will match any rate of a Federally insured Bank or Credit Union*

Some restrictions apply.

*Match Rate applies to the initial term of a new certificate with a minimum new deposit of $5,000.00. We will match verified two and/or five year certificate rates and terms that you bring us from any federally insured U.S. branch bank or credit union. You must maintain the certificate for the entire term. If you withdraw your funds early, your certificate rate will revert to the similar certificate term and rate offered by Consumers Federal Credit Union at the time the new certificate was opened. Other penalties for early withdrawal also apply. We may limit the amount you deposit in one or more certificate. This offer may be withdrawn without notice. Some restrictions apply.

About Consumers FCU

Who is Consumers Federal Credit Union?

Who are we?

Simply put, Consumers FCU is a member-owned, not-for-profit, financial cooperative. Consumers FCU is dedicated to providing members with quality financial products and services, delivered in a professional, personal and confidential manner.

Unlike other types of financial institutions that need to generate profits to satisfy stockholders, we return excess earnings each year to our members primarily in the following forms:

  • Competitive dividend rates paid on savings and investment accounts.
  • Competitive interest rates on loans.
  • Low-cost financial and additional products and services.

As a member of Consumers FCU, you'll receive a variety of benefits not found at other financial institutions.

Why Join?

Membership in Consumers FCU is available to you and your family members, and you retain your membership even if you change jobs, relocate or retire.

Once A Member, Always A Member.

There is a minimum initial deposit of only $50.00 to open a Share Savings Account, and a one-time, $5.00 membership fee. The deposit represents your "share" of ownership in the credit union. As a part-owner of the credit union, you and other members are actually part of a cooperative, pooling resources to allow each and every member to benefit from the competitive rates traditionally offered by a not-for-profit financial institution. It's members themselves who portray the "People Helping People" philosophy of credit unions. And it's members who keep the credit union going strong.

Consumers FCU offers a wide variety of products and services designed to make managing your financial affairs easy and hassle-free. And, our staff is dedicated to the credit union philosophy of "People Helping People" - a philosophy we practice every day to give you the personal and professional service you need to satisfy all of your financial needs.

The unique, mutually beneficial relationship between all of our members is the foundation on which the credit union is built. In short, members are Consumers Federal Credit Union.

Are you eligible to join?

Download our membership application!

Review our Credit Union Locations

If you have a lost or stolen debit card, during normal business hours please call 718-266-2204. If you are calling after hours, please call 800-236-2442.