Vehicle Loans

Effective as of March 1, 2024

VEHICLE LOANS

Loan TypesAnnual
Percentage
Rates
Terms in MonthsLoan Maximum AvailableMinimum Documents RequiredMonthly Payment per $1,000 Borrowed
New Auto6.65%Up to 3680% of Purchase price (Up to 100% available)1$30.73
New Auto6.75%37-4880% of Purchase price (Up to 100% available)1$23.84
New Auto6.95%49-6080% of Purchase price (Up to 100% available)1$19.79
New Auto7.19%61-7280% of Purchase price (Up to 100% available)1$17.15
New Auto7.95%73-8480% of Purchase price (Up to 100% available)1$15.57
Used Auto7.09%Up to 36Subject to price in Kelly Blue Book1$30.93
Used Auto7.19%37-48Subject to price in Kelly Blue Book 1$24.05
Used Auto7.29%49-60Subject to price in Kelly Blue Book 1$19.95
Used Auto7.99%61-72Subject to price in Kelly Blue Book 1$17.54
Used Auto8.49%73-84Subject to price in Kelly Blue Book 1$15.84
New & Used Exotic Vehicles0.50% above rates for New and Used Autos aboveUp to 36 with balloon payments

10-year for amounts over $99,999.99

15-year
amortization for amounts over $199,999.99
Maximum 10-year amortization for amounts over $99,999.99 and 15-year amortization for amounts over $199,99.99.1$9.08
  1. Loan application, pay stub(s), purchase order or bill of sale, proof of full coverage insurance with a $1,000.00 deductible listing Credit Union as lien holder/loss payee

*Borrowers with negative credit, regardless of credit score, including but not limited to outstanding: late payments, collection accounts, judgments, charge-offs and bankruptcies within 2 years are subject to a 2.00% interest rate increase on all of the current rates listed above and 4.00% interest rate increase on unsecured loans. Annual Percentage rates and terms are subject to change; please contact our loan department for current offers. Some loans require fees as listed on our current fee schedules.

Would you like to estimate the payments on any of these loans? Our loan calculator can help you with the numbers.