Vehicle Loans

Effective as of November 1, 2022

VEHICLE LOANS

Loan TypesAnnual
Percentage
Rates
Terms in MonthsLoan Maximum AvailableMinimum Documents RequiredMonthly Payment per $1,000 Borrowed
New Auto4.65%Up to 3680% of Purchase price (Up to 100% available)1$29.82
New Auto4.75%37-4880% of Purchase price (Up to 100% available)1$22.92
New Auto4.95%49-6080% of Purchase price (Up to 100% available)1$18.85
New Auto5.55%61-7280% of Purchase price (Up to 100% available)1$16.37
New Auto6.15%73-8480% of Purchase price (Up to 100% available)1$14.69
Used Auto5.49%Up to 36Subject to price in Kelly Blue Book1$30.20
Used Auto5.59%37-48Subject to price in Kelly Blue Book 1$23.30
Used Auto5.79%49-60Subject to price in Kelly Blue Book 1$19.24
Used Auto6.00%61-72Subject to price in Kelly Blue Book 1$16.58
Used Auto6.99%73-84Subject to price in Kelly Blue Book 1$15.09
New & Used Exotic Vehicles0.50% above rates for New and Used Autos aboveUp to 36 with balloon payments

Up to 10 year amortization
All amounts over $99,999.991$9.89
  1. Loan application, pay stub(s), purchase order or bill of sale, proof of full coverage insurance with a $1,000.00 deductible listing Credit Union as lien holder/loss payee

*Borrowers with negative credit, regardless of credit score, including but not limited to outstanding: late payments, collection accounts, judgments, charge-offs and bankruptcies within 2 years are subject to a 2.00% interest rate increase on all of the current rates listed above and 4.00% interest rate increase on unsecured loans. Annual Percentage rates and terms are subject to change; please contact our loan department for current offers. Some loans require fees as listed on our current fee schedules.

Would you like to estimate the payments on any of these loans? Our loan calculator can help you with the numbers.