Deposit Rates

Effective as of March 1, 2023


Account TypeRequired on DepositDividend Rate PaidAPY
Savings Share AccountsUnder $25,000.000.25%0.25%
Savings Share Accounts$25,000.00 and over1.45%1.46%
Checking AccountsN/A0.15%0.15%
IRA Savings AccountsN/A1.45%1.46%
Club AccountsN/A0.10%0.10%
  • APY = Annual Percentage Yield
  • Rates subject to change at any time.


Certificate Type (Term)Required On DepositAPRAPY
1 Year (12 months)$500.003.25%3.29%
2 Year (24 months)$500.003.35%3.39%
3 Year (36 months)$500.003.55%3.60%
4 Year (48 months)$500.003.95%4.01%
5 Year (60 months)$500.004.05%4.11%
  • APY = Annual Percentage Yield
  • APR = Annual Percentage Rate
  • Rates subject to change at any time.
  • The penalty for early withdrawal, in whole or part, is 90 days simple interest for one or two year certificates and 180 days for three and five year certificates at the certificate rate.
  • Partial and full redemptions for required distributions on IRA’s may not be subject to penalties.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.