Membership Benefits

Free Personal and Business Checking

  • No monthly service charge
  • No per check charge
  • No minimum balance required
  • Overdraft savings transfer
  • ATM/Debit Card Accessibility

Direct Deposit

  • Free service
  • Funds immediately available
  • Safe, automatic transfer of funds
  • No waiting in line – saves time
  • Deposit into multiple accounts
  • Make loan payments automatically
  • Monthly statements

MasterCard Debit Card

  • 24 hours a day, 7 days a week
  • Point of sale shopping purchases
  • Fast and convenient
  • ATM in Brooklyn Office free to Credit Union Members
  • Surcharge free ATMs at over 30,000 ATM locations across the country via the Coop Network. Monthly withdrawals are unlimited and no fee.

Personal and Business Savings Accounts

  • No monthly service charge
  • Competitive rates
  • Money Market account liquidity
  • Club Accounts

Loans For Any Reason

  • First mortgages and home equity
  • New and used auto and motorcycle
  • New and used boats, RVs and trucks
  • Unsecured signature for any occasion
  • Savings secured and partially secured
  • Business
  • Business Line of Credit
  • Mitchell-Lama Coop Loans

Additional Services

  • Business and Investment
  • Telephone transactions
  • Insurance services and group rates
  • Free Credit Counseling and Budgeting
  • Fax service for accounts and loans
  • Audio Response
  • Handicap accessible

Home Banking

  • Free Bill Pay
  • Transfer funds between accounts
  • Institution to Institution (A2A) Money Transfers
  • View and Print Cleared Checks
  • Pay loans
  • Inquiries on accounts
  • Apply for loans
  • Open new accounts/certificates
  • Change personal info and web settings
  • Loan calculators

Certificates of Deposit

  • Savings and IRA
  • Terms from one to five years
  • Competitive rates
  • Interest payment options
    • Mailed
    • Credited to accounts
    • Compounded

Membership

  • Immediate family members are eligible.
    Immediate family members include spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparents, stepchildren, stepsiblings, and adoptive relationships.
  • Lifetime membership

Join Consumers Federal Credit Union right now. Download the application form to get started.