Mortgage Loan Processor

• Experience with processing Mortgages.
• Able to accurately calculate cash flows, global cash flows and debt to income ratios.
• Prepare loan estimates and closing disclosures.
• Review loan applications and related documents for accuracy.
• Order all necessary supporting documentation, including credit reports, appraisal reports, title, flood certifications etc.
• Communicate with team members efficiently to obtain all items needed from borrower for all phases of the loan process.
• Process Loan Commitments & Modifications a plus, but training will be provided.
• Maintain entire loan file for the timely and compliant flow of such loans through the process.
• Maintain meticulous attention to detail in underwriting mortgages.
• Evaluate the financial strength of borrowers to determine risk and repayment capacity.
• Knowledgeable in the reporting requirements of HMDA (Home Mortgage Disclosure Act).
• Processing personal and auto loans a plus, but training will be provided.
• Proficient in Microsoft Office (i.e. Excel, Outlook and Word)
• Perform additional work as needed for the Credit Union

** This Position is for our Massapequa Office**

All interested candidates should forward resume to careers@consumersfcu.org