Personal/Secured Rates

Effective as of November 1, 2022

PERSONAL/SECURED LOANS

Loan TypesAnnual
Percentage
Rates
Terms in MonthsLoan Maximum AvailableMinimum Documents RequiredMonthly Payment per $1,000 Borrowed
Personal 7.99%(Credit score 701+)
9.99%(Credit score 650-700)
15.99%(Credit score <650)
Up to 84Up to $50,0001$15.59
$16.60
$19.87
100% of Savings/Certificate1.99% Above rate on Savings/CertificateUp to 60100% of Savings/CertificateLoan application$17.53
  1. Loan application & pay stub(s) 15% balance secured in savings (cosigner may be required)

*Borrowers with negative credit, regardless of credit score, including but not limited to outstanding: late payments, collection accounts, judgments, charge-offs and bankruptcies within 2 years are subject to a 2.00% interest rate increase on all of the current rates listed above and 4.00% interest rate increase on unsecured loans. Annual Percentage rates and terms are subject to change; please contact our loan department for current offers. Some loans require fees as listed on our current fee schedules.

Would you like to estimate the payments on any of these loans? Our loan calculator can help you with the numbers.